Comments for http://sandracarlisle.featuredblog.com Sandra Carlisle, DRE# 01364315 Tue, 21 Oct 2008 21:50:16 +0000 hourly 1 http://wordpress.org/?v=3.3.2 Comment on Market Review by Nate Lindsey… by Real Estate Agent http://sandracarlisle.featuredblog.com/?p=394#comment-38 Real Estate Agent Tue, 21 Oct 2008 21:50:16 +0000 http://sandracarlisle.featuredblog.com/?p=394#comment-38 I like how you look very candidly look at the market and you call it like you see it. Refreshing, though, is how you take time to point out the positives. Everyone has had the negatives harped upon for months, it is good to see the silver lining once in a while. I like how you look very candidly look at the market and you call it like you see it. Refreshing, though, is how you take time to point out the positives. Everyone has had the negatives harped upon for months, it is good to see the silver lining once in a while.

]]> Comment on Fannie Mae & Freddie Mac… Our Conference Call w/the Department of Treasury & the new Fannie/Freddie regulator by Rob Mack http://sandracarlisle.featuredblog.com/?p=382#comment-35 Rob Mack Sat, 20 Sep 2008 03:02:46 +0000 http://sandracarlisle.featuredblog.com/?p=382#comment-35 Your views on F&F, I must say, were rather interesting, and quite informative. There are however a couple of points that I feel rather uneasy about. You said: This new management should keep Fannie & Freddie’s business partnerships intact. I feel: Their partnership should be kept somewhat apart, yet performing the same duties as financial organizations. A decade ago F&F had a few financial blunders that either were ignored or concerns fell over deaf ears, particularly in the lending area. You said: We believe that Fannie & Freddie might actually loosen up credit standards in order to stimulate the mortgage market. I feel: No, no, no. Loosening up credit standards (even for a short term), is asking for disaster for already-disastrous situation. One of the many contributing factors that affected the housing market was relaxed credit standards. Thanks, and keep up the good work. Let’s hope that we all get out of this slump soon. Your views on F&F, I must say, were rather interesting, and quite informative. There are however a couple of points that I feel rather uneasy about.

You said: This new management should keep Fannie & Freddie’s business partnerships intact.

I feel: Their partnership should be kept somewhat apart, yet performing the same duties as financial organizations. A decade ago F&F had a few financial blunders that either were ignored or concerns fell over deaf ears, particularly in the lending area.

You said: We believe that Fannie & Freddie might actually loosen up credit standards in order to stimulate the mortgage market.

I feel: No, no, no. Loosening up credit standards (even for a short term), is asking for disaster for already-disastrous situation. One of the many contributing factors that affected the housing market was relaxed credit standards.

Thanks, and keep up the good work. Let’s hope that we all get out of this slump soon.

]]> Comment on Interest Rate & Market Review – Nate Lindsey – Orange County Real Estate by Sarah http://sandracarlisle.featuredblog.com/?p=323#comment-25 Sarah Tue, 10 Jun 2008 21:34:19 +0000 http://sandracarlisle.featuredblog.com/?p=323#comment-25 There are a lot of things that can help you find a good home even in a rough market. As you’ve said good mortgages do exist and are an important piece of the puzzle. You also need a good Orange County Realtor. In a market like today’s a good realtor can show you the best homes with the best deals. Stick to fixed rate mortgages too! There are a lot of things that can help you find a good home even in a rough market. As you’ve said good mortgages do exist and are an important piece of the puzzle. You also need a good Orange County Realtor. In a market like today’s a good realtor can show you the best homes with the best deals. Stick to fixed rate mortgages too!

]]> Comment on Interest Rate & Market Review – Nate Lindsey – Orange County Real Estate by Nate Lindsey http://sandracarlisle.featuredblog.com/?p=323#comment-24 Nate Lindsey Tue, 10 Jun 2008 20:13:07 +0000 http://sandracarlisle.featuredblog.com/?p=323#comment-24 CPI stands for Consumer Price Index. The Consumer Price Index is a measure of the average price level paid by urban consumers (80% of population) for a fixed basket of goods and services. It reports price changes in over 200 categories. The CPI also includes various user fees and taxes directly associated with the prices of specific goods and services. Additionally, there is the Core CPI report. The CORE CPI report strips out volatile food and energy. Both of these reports are high impact reports to our economy and to mortgage rates. They are one measure of inflation. With inflation under intense scrutiny right now, these reports will definitely have an impact on the future direction of mortgage rates and other bond prices/rates. Glad to assist. Nate CPI stands for Consumer Price Index. The Consumer Price Index is a measure of the average price level paid by urban consumers (80% of population) for a fixed basket of goods and services. It reports price changes in over 200 categories. The CPI also includes various user fees and taxes directly associated with the prices of specific goods and services. Additionally, there is the Core CPI report. The CORE CPI report strips out volatile food and energy. Both of these reports are high impact reports to our economy and to mortgage rates. They are one measure of inflation. With inflation under intense scrutiny right now, these reports will definitely have an impact on the future direction of mortgage rates and other bond prices/rates. Glad to assist.
Nate

]]> Comment on Interest Rate & Market Review – Nate Lindsey – Orange County Real Estate by Sandra Carlisle Ayers http://sandracarlisle.featuredblog.com/?p=323#comment-23 Sandra Carlisle Ayers Tue, 10 Jun 2008 19:14:14 +0000 http://sandracarlisle.featuredblog.com/?p=323#comment-23 Nate, I have a stupid question... What is a CPI report? Nate, I have a stupid question… What is a CPI report?

]]> Comment on Sheep or Shepherd? by Sandra Carlisle Ayers http://sandracarlisle.featuredblog.com/?p=78#comment-22 Sandra Carlisle Ayers Thu, 15 May 2008 01:09:30 +0000 http://sandracarlisle.featuredblog.com/?p=78#comment-22 That's because you didn't hire me... ;)   My number is easy to find on this site, if you don't have it saved in your phone still.  We can still get it sold when you are ready, but my opinion, since you owe so little, is that you should keep it as a rental or 1031 exchange the $$$ into another rental when you near the end of the current lease.   Your equity will grow faster that way when the market turns around and you can get into that neighborhood across the street from you that we looked at, that you never thought you could afford.  :) You should call or email Nate and talk to him about a conforming loan for your next owner-occupied purchase.  See what your payments would be without selling your condo.    That’s because you didn’t hire me… ;)    My number is easy to find on this site, if you don’t have it saved in your phone still.  We can still get it sold when you are ready, but my opinion, since you owe so little, is that you should keep it as a rental or 1031 exchange the $$$ into another rental when you near the end of the current lease.   Your equity will grow faster that way when the market turns around and you can get into that neighborhood across the street from you that we looked at, that you never thought you could afford.  :)

You should call or email Nate and talk to him about a conforming loan for your next owner-occupied purchase.  See what your payments would be without selling your condo.   

]]> Comment on Sheep or Shepherd? by chris http://sandracarlisle.featuredblog.com/?p=78#comment-21 chris Wed, 14 May 2008 17:15:33 +0000 http://sandracarlisle.featuredblog.com/?p=78#comment-21 Nice blog. : ) I would love to be a shepherd but was unable to sell my home and so I ended up renting it out for what I owe and renting a three bedroom for the same price. My home is still on the market. Nice blog. : ) I would love to be a shepherd but was unable to sell my home and so I ended up renting it out for what I owe and renting a three bedroom for the same price. My home is still on the market.

]]> Comment on Canyon Cove – Corona del Mar, California – Corona Highlands – Newport Beach – Orange County Luxury Real Estate – Condos – Relocation Package – Private Access Beach by Name*Shaw Sullivan http://sandracarlisle.featuredblog.com/?p=185#comment-13 Name*Shaw Sullivan Thu, 13 Mar 2008 00:39:10 +0000 http://sandracarlisle.featuredblog.com/?p=185#comment-13 Great neighborhood, great access to beaches public and private, close to Crystal Cove. Great neighborhood, great access to beaches public and private, close to Crystal Cove.

]]> Comment on Agents Sabotaging Their Sellers… by Sandra Carlisle Ayers http://sandracarlisle.featuredblog.com/?p=113#comment-12 Sandra Carlisle Ayers Fri, 29 Feb 2008 22:32:10 +0000 http://sandracarlisle.featuredblog.com/?p=113#comment-12 Exactly, Lacey. It makes me crazy. You have nothing to lose by countering every offer. Exactly, Lacey. It makes me crazy. You have nothing to lose by countering every offer.

]]> Comment on Agents Sabotaging Their Sellers… by Lacey Shanks http://sandracarlisle.featuredblog.com/?p=113#comment-11 Lacey Shanks Fri, 29 Feb 2008 21:19:37 +0000 http://sandracarlisle.featuredblog.com/?p=113#comment-11 Totally agree! I always encourage my sellers to counter. Some however, do not against my advice. In result we will never know how much that buyer was really willing to offer. Totally agree! I always encourage my sellers to counter. Some however, do not against my advice. In result we will never know how much that buyer was really willing to offer.

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